We are in the generation where students are getting so fascinated to study abroad and at the same time they are in of some financial support also. We as Europe Study Centre understand the needs of students and guide them accordingly.

The comprehensive service packages at Europe Study Centre (ESC ) are highly cost effective and suitable to the diverse academic interests of students. With the back up of resourceful personnel and powerful infrastructure, Europe Study Centre offers you the best possible study package in concurrence with your needs, both financial and curriculum-wise. Europe Study Centre assists you with educational loans and foreign exchange formalities. We at Europe Study provide credible advice, assistance in education loans. We have close tie ups with banks who readily offer loans to students who plan to Study Abroad.

In general, when applying for a study loan, you must keep in mind the following criteria:

• A co-applicant is a must ( could be parents, a sibling or a spouse ).
• For loans between Rs 4 – 7.5 lacs a third party guarantor is required.
• Collateral needs to be provided for student loans above Rs 7.5 lacs.
• Loan repayment commences 6 to 12 months after course completion.
• If a student goes abroad, lender recovers the remainder from co-applicant.

Lenders have their own criteria developed for the upper limit of the loan, the interest rate to be charged and the period and mode of repayment. Lenders usually have some pre-approved courses and institutions and usually sanction education loans on the basis of the quality of the institution, relevance of the course to career options, credit worthiness of the guarantor or co-applicant.

Education loan for abroad

• Tuition fees.
• Charges for examination, library, laboratory and hostel.
• Cost of purchasing books, equipment, instruments and uniform.
• Travel expenses for study abroad.
• Caution money, refundable deposit, etc.
• Study tours, exchange programs and project work.

Documents I need to furnish

• Mark sheets of the last qualifying examination for school and graduate studies in India.
• Proof of admission to the course.
• Scheduling of expenses to the course.
• Copies of letter confirming the scholarship.
• Two passport size photographs.
• Bank statement for the last six months of the borrower.
• Income tax assessment order not more than two years.
• Brief statements of assets and liabilities of the borrower.

Backed by a team of qualified and dedicated staff, Europe Study Centre offer valuable advice to clients and help them find the right university and study opportunities in countries like Lithuania, Latvia, Sweden, Czech Republic, Germany and more.